Elegant Notion

Are You Having Trouble Finding the Right Online Business? (web blog)

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By Jake Saab

 Beware of the Fluff. They seem like great companies, they have a good sales pitch and their comp plan looks good too. They have big corporate offices and have been around for years. Isn’t that good? Any company out there that sells products like lotions, potions, pills, miracle juices or miracle gas saving products usually doesn’t work for the average person for many reasons.

Those companies usually make most of their money from you, the distributor, not from selling the products. They have you on auto ship, so you are their income.

They only pay about 2% to 15% so many levels deep. They will tell you that when you fill the matrix, you won’t have to do anything and you’ll be making 20 to 40k a month. The truth is, there are so many loop holes to their comp plans that no body ever reaches those levels. You either will have too many people on your left, but not enough on your right side to make the higher level payouts. They tell you that you need more personal volume and your group volume is fine or vice versa, or my favorite, you had fallout this month, so you no longer qualify for that car bonus we promised you about.

They make you hold home parties to push your crap on your friends. Listen to me…..If I wanted weight loss, I’d go to GNC. If I wanted Lotions, I’d go to CVS, Save on, Nordstrom or Bullocks. If I wanted to put additives in my gas tank, I’d go to Kragen, Chief or Pep Boys and buy a product from STP or Penzoil. You get what I mean….?

They are a copy cat company of the original company. How many companies out there are selling a juice that is based from the Acai Berry, Goji berry or the Mangosteen fruit? How many of those promise to cure cancer? What a joke? Is our society that ignorant that if something actually cured cancer, wouldn’t we want to check it out? How many travel companies are there now? How many fuel additives are there now? How many of those have been shut down? How many make up, skin lotions and vitamin companies are there out there?

It just seems like there is so many junk companies on the internet, how do you what is good and what is not? Some of these companies above actually have a good product, but I would never go in business with them.

So, how do I choose a business that I can profit from and that I can be proud to represent?

When I evaluate a company, I look for these key points. Keep in mind, when I join a company, my #1 goal is to make money and to do it legitimately. I do not want to hurt anyone or rip anyone off. This is what I’ve learned and these guidelines will help you determine what company is right for you.

If you are not making at least 75% of the up front commission when you make a sale, forget it. This means that you are doing all the work and the company and/or the person above you is making all the money.

If you have to have 1000, 10,000 or 20,000 people in your organization before you make any real money. DO NOT Join. Most people will NEVER get there.

If they teach you to hold home parties and invite all your friends. Run away fast.

If they have a sales pitch 2-3 times a day and only 2-3 training classes per week. This means that the company is more interested in selling you than training you how to make money long term

If you can’t break even or get into profit with 3 sales, forget it.

If you can’t speak with the owners or the corporate office via phone or webinar, Forget it. I like to know who I am doing business with before I will do business with them.

If it is a start up or in pre launch, forget. The chances of these companies becoming the next Amway is about as good as winning the lottery. At least with the lottery, you have a chance to win once or twice a week. You might as well go to Vegas and blow your money on a good time. At least you’ll have some great memories, see a great show and have a great meal.

These are not all the rules for success on the internet, but this is a great guideline to follow when evaluating an internet company.

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Insuring Your Home Office

By Jake Saab

 The home office is fairly commonplace these days as more people choose to work from home, either telecommuting or starting their own businesses.

Several things need to be considered when setting up a home office, not the least being how to insure it. If you are working at home under a telecommuting arrangement with your employer, the risk will be borne either wholly or partially by them. You will need to clarify exactly who is responsible for what before entering into the arrangement.

If starting a business from home, you are responsible for ensuring that the insurance coverage is adequate. Some different types of insurance for the home-based business operator to consider are:

Office equipment

Inventory (if stock kept on the premises):

Public Liability

Professional Indemnity

Workers’ Compensation

Personal Accident/Income Protection

Many small or “micro” business operators may feel they need little, if any, additional insurance. Picture this…

Your home is struck by lightning during a major storm and all of your electrical equipment is “fried”. Your Home Contents Policy will cover replacement of household electrical appliances destroyed as a result of the lightning strike but does not cover equipment used in the operation of a business. Some companies do offer limited cover for home office equipment…yours doesn’t.

Do you ever consult with clients at your home office? If a client trips on one of your children’s toys and is injured, don’t expect to be indemnified by the public liability section of your household policy. Any liability arising out of your business activities will be borne by you.

Think about this for a minute. Medical expenses, loss of income due to incapacity, not to mention legal expenses if the matter goes to court plus any judgement that may be awarded. Without Public Liability insurance for your business, one claim is all it would take to ruin you financially.

If you keep inventory on the premises, remember that it is not covered under your household policy. A separate policy to insure your stock will be required.

Perhaps you don’t handle stock. Your product may be your expertise and talent such as a business consultant or financial advisor. What if your advice is proven to be wrong? A financial advisor whose clients lose a lot of money because of his advice may well sue him for that loss. Without Professional Indemnity insurance, another small business folds.

Another question to ask yourself is this: What effect would losing my home-based business income have on my current lifestyle? If the answer is anywhere from “hardly any” to “catastrophic”, some form of Income Protection or Personal Accident insurance is recommended.

Then there’s Workers’ Compensation. “Workers’ Compensation?” I hear you incredulously ask. “But I don’t employ anyone!”

Consider this …

You’re a graphic designer and very, very busy. Demand for your services has grown so much that you occasionally subcontract out some of the work.

On one particular occasion, you contact another designer with whom you’ve worked before. He meets you at your favourite coffee “haunt” and you go over the job specifications with him. The meeting ends well and you look forward to receiving his part of the project in due time. He can’t wait to get started (or to receive your cheque).

On the way home from his meeting with you, the other designer is involved in a car accident and seriously injured. He will be unable to work for at least eight weeks and has no Personal Accident insurance.

His was the only vehicle involved so there’s no recourse there either. His only alternative to keep life in some kind of order is to claim Workers’ Compensation…from you. Since the accident occurred on his way home from his meeting with you - someone who has offered payment for a service provided - it would be difficult to successfully dispute his claim.

Regardless of what type of business is being operated from your home, it is imperative that the correct insurance type and level of cover is obtained. As is illustrated by the examples given, it only takes one incident, giving rise to one claim that can ruin, not only a business, but also lives.

And it is not just the business operators who suffer. The injured parties who are themselves unable to earn a living, through no fault of their own, also suffer - as do their families. Even if a judgement is awarded in favour of an injured party, the now bankrupt home-based business operator involved would have no means by which to pay it.

Bottom line? Talk to an insurance broker today!

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How to Know if Data Entry is Right for You

By Jake Saab

 While working at a Data Entry Job sounds like the perfect job, working from home isn’t for everyone. Having said that, it could be just the thing for many people, you just have to assess if you are ready and committed to take on a data entry job and make it a success. The attraction is that it is an amazing alternative to the daily chore of going out to work for someone else.

What is important is that you take a long hard look at your circumstances, your lifestyle, your commitment and your ability to motivate yourself. Don’t just go out and resign your job before you have even tried starting a data entry job. Take a while to ask yourself some basic questions:-

- What are my strengths?

- What are my weaknesses?

- Do I enjoy flexibility?

- Can I plan the family activities so they do not interfere?

- Will my family support my new career?

- Do I have self-discipline?

Decide what your strengths are. There is not one type of person that is just right for this type of work. Everyone has strengths and you need to decide if yours are the ones you need for this kind of work. Some strengths that might help in this kind of work could be:-

- You like attention to detail

- You enjoy working on the computer

- You like to work on different projects

- You are dependable

These are just a few to give you an idea. There are so many things that you could consider a strength that would benefit you working from home.

Now take a serious look at your weaknesses. Decide if they will cause a problem or if you can work around them. For instance, you might say that your weakness is that you can’t get up in the mornings. This could be a problem if you schedule your only work time at 8 a.m. but if you schedule your work for the afternoon or the evening then this would not be a problem. This is part of the benefit of working from home - you can decide for yourself how and when you want to work.

How flexible are you? If you are a person that thrives on flexibility then you will especially enjoy taking on different data entry jobs and allowing yourself to work at various times and for varying lengths of time. If you are not a very flexible person (be honest!) then you can still make a great job of this by being more diligent about scheduling your time and also by planning your jobs ahead.

If you are planning to work at a data entry job from home you will have to consider your family. While it is important to set aside time without interruption, it is not realistic to think that the family will never interrupt. There will always be times when you will have to change your priorities. A good discussion with your family outlining what everyone’s expectations are would be a great idea.

Some people just know that they have great self-discipline while others are not sure. If you think you do then you won’t have any problems. If you are not sure, don’t despair. It is amazing where self-discipline comes from when you are interested in what you are doing. Many people find that the mere fact that they are working for themselves is a huge motivating factor. It is a very different feeling from grinding out the work for some one else. You may not have a boss breathing down your neck, but many people are surprised to discover that they will push themselves harder than any boss would have.

It is definitely a good idea to learn about how to prioritize and organize your work. As with any job or home business, there will be jobs that you will really enjoy and jobs that you will want to put off. Take some time to learn some simple routines for organizing such as making lists of things to do that day. Your lists could be split up into priority A and B so that you keep on track each day and stick to the most important tasks.

Organization is important, especially when you work at home. Make sure you have an area where you can sit at your computer and carry out the data entry jobs with everything you need close by. Try to separate your business things from your personal things.

In conclusion I would say that most people could be suited to working from home at data entry jobs if they just take the time to think things through and prepare themselves mentally and physically. The benefits of this kind of work are worth the effort it could take to adapt to this way of life.

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Wednesday, December 30th, 2009 at 7:00 am and is filed under internet. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.